Jadunath Sarkar on Dhimmi
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“He must pay a tax for his land (kharaj), from which the early Muslims were exempt; he must pay other exactions for the maintenance of the army, in which he cannot enlist even if he offers to render personal service instead of paying the poll-tax; and he must show by humility of dress and behaviour that he belongs to a subject class. No non-Muslim (zimmi) can wear fine dresses, ride on horseback or carry arms; he must behave respectfully and submissively to every member of the dominant sect.”
“A non-Muslim, therefore, cannot be a citizen of the State; he is a member of a depressed class; his status is a modified form of slavery. He lives under a contract (zimma) with the State: for the life and property that are grudgingly spared to him by the Commander of the Faithful he must undergo political and social disabilities, and pay a commutation-money (jaziya). In short, his continued existence in the State after the conquest of his country by the Muslims is conditional upon his person and property being made subservient to the cause of Islam.”
“The zimmi is under certain legal disabilities with regard to testimony in lawcourts, protection under criminal law, and marriage. The State, as the other party in the contract (zimma), guarantees to him security of life and property and a modified protection in the exercise of his religion :—he cannot erect new temples, and has to avoid any offensive publicity in the exercise of his faith. But everything short of open physical persecution,—everything that would not be a flagrant breach of the contract of protection, can be legitimately practised by the Muslim ruler to reduce the number of the undesirable alien sect.”